Benefit Concepts


INFORMATION PROFILE

Benefit Concepts is owned and operated by Sally Seaborn. Established in 1982 as an independent insurance agency. Specializing in Health Insurance and related benfits for Groups and Individuals, including the New Mexico Health Insurance Alliance, HMO's and many traditional Insurance Carriers. Board Member of the State Association of Health Underwriters.

Service is our #1 Priority. Sally works for you, the insured, to assist you in making an informed decision regarding the insurance company and coverage best suited for your individual or company needs.


PRODUCTS & SERVICES

LIFE INSURANCE
  • Business & Personal
  • Group & Individual
  • Key Man
  • Buy / Sell
  • Voluntary Payroll Deduction Plans

    DISABILITY INSURANCE

  • Group & Individual
  • STD & LTD Salary Continuation Plans
  • Key Man
  • Business Overhead
  • Buy / Sell
  • Voluntary Payroll Deduction Plans

    INFORMATION & IMPLEMENTATION

  • Section 105 Self Funded Medical Plans
  • Section 125 Flexible Benefit / Cafeteria Plans
  • Cobra Administration
    		• HEALTH--DENTAL--VISION
  • Group & Individual
  • Indemnity, PPO, HMO
  • Medicare Supplements
  • Long Term Care
  • Voluntary Payroll Deduction Plans

    RETIREMENT

  • Annuities
  • 401 K Plans

    SERVICES

  • Insurance Needs Analysis
  • Policy Benefit Comparisions
  • Competitive Price Shopping
  • Technical Information
  • Communciate Benefits Package
  • Advocate/Adviser involving claims services and regulations of carrier

    • CLIENT SERVICES

    Assist with all aspects of managing your programs. This includes:
  • Conducting Employees Enrollment Meetings
  • Assistance in reconciling claim issues
  • Annual Evaluation of Program
  • Negotiating Renewal Rates
  • On going Service with Personal Attention

    We Adhere to the Highest Standards of Business Ethics & Personal Integrity

    P.O. Box 35998, Albuqueruqe, New Mexico 87176-5998 Phone: (505) 881-3311

    [World Connect]